• RHB Bank: Much More Than Just Loans & Credit Cards

    RHB Bank’s Credit Card Online & Various Solutions

    RHB is today said to be the largest bank with integrated financial services in Malaysia. While they plan to further spread its market, RHB Bank has tapped into Brunei, Indonesia, Singapore, Laos, Vietnam as well as some other countries within the SEA. Understanding that quite possibly the most productive way to compete is by giving extra value to consumers, rhb has started offering multiple banking facilities to both individuals and organizations.

    Quite possibly the most staple types of services a financial institution can offer are without question the cover account and self-banking facilities. RHB Rank attracts the public to create savings and also current accounts by giving a higher than average interest rates to be enjoyed by members. For the highest level of ease to withdraw and deposit money into the account, customers could locate and use the nearby ATM and CDM machines deployed in branches along with other locations easily.

    RHB Bank understands that more people make purchases online as compared with using cash nowadays. According to the data collected, it is learned that more online users would rather purchase through the use of credit cards. Hence, the Bank renders it a high priority to serve the potential consumers better by offering credit card facilities with impressive rewards. Intelligent customers who compare credit cards carefully would know that RHB’s interest rate is one of the lowest.


    Here is where unique offering comes into the picture, as multiple advantages are made available to RHB Bank credit card holders, including cashback reward and plenty of other value-added rewards that provide maximum return given that the cardholder uses the card more.

    In spite of this, the Bank understands that banking is more than just about credit cards and savings accounts. In the present day, many individuals extensively use loans to purchase assets, however, getting a loan approval can be a difficult process. So, RHB Bank had created a flexible program for the public with minimum interest rates for numerous different types of loans. In addition, personal financial investment, unit trust, and also insurance coverage services are also offered.

    Shifting the target to corporate customers, RHB Bank is, in addition, offering corporate banking solutions to entrepreneurs and organizations. These target prospects are welcomed to get loans as well as sign up for the other offerings, such as asset management and cash management services.

    Small-medium enterprises will surely benefit from a lot of services made available by RHB Bank, especially when it comes to taking loans to help increase cash flow and further expand the business. RHB Bank furthermore has begun innovating by offering retail solutions to consumers that need it, like e-commerce players.

    In spite of this, attention to the highly demanded Islamic banking facilities hasn’t ever been an oversight. RHB Bank understands that there’s a high amount of requests from the public to bring about Syariah-compliant financial instruments. In response to that, they’ve already lined up wealth management, corporate banking, Islamic treasury, unit trust, and various kinds of other products that follows the Syariah guideline for the public.

    In 2016, RHB Bank experienced a 24% annual brand value growth, causing them to be some of the top five players in Malaysia. Knowing the full potential of the future financial market, RHB Bank is prepared with more aggressive strategies in ensuring a stable increase of growth over the next few years.

  • Everything About E-cigarettes

    About E-cigarettes

    E-cigarettes, described as e-cigs, are battery-powered vaporisers for the exact purpose to simulate the actual sensation of smoking. considered to be a wholesome alternative option to traditional cigarettes, mainly because it does not need to burn tobacco or produce smoke. As e-cigarettes are fairly recent in the marketplace, countries around the world continue to be in the process of regulating it.

    Precisely What Are E-cigarettes?

    In 2003, a creation from the Chinese pharmacist Hok Lin ends up being the first commercially successful e-cig in the market. An electric heating element in the unit turns liquid into vapour to get inhaled by the user. Nowadays, e-cigs with the exact same builds and designs are to be found all around the world. Brands, for example, NanoSTIX will make this revolutionary product accessible for anyone.

    E-cigarettes in the Cultural Zeitgeist

    Years after Hon Lik’s success, e-cigarettes have gained massive popularity globally. The numerous improve in vape users were only available in 2012, and then the vaping community continues to increase today. Youths and young people might possibly be the main customers for e-cigarettes, and there’s a continuing thought that e-cigs surely are a better substitute for traditional cigarettes.


    Styles of E-cigarettes

    Vape users have a very wide array of e-cigarette types that they make a choice from. Pod kits, sub-ohm mods and starter pens are simply some e-cigs already in the market. Many users choose according to their own individual preferences and needs. For example, NanoSTIX’s vape pens are perfect for anyone looking a lightweight, sleek and straightforward e-cig.

    So How Exactly Does A Vape Pen Work?

    The essential structure of vape pens includes rechargeable batteries, vape cartridges, lightweight casings along with a heating element. To vape, a user activates the heating element by breathing throughout the mouthpiece that converts the liquid into vapour in which the user will inhale. Brands like NanoSTIX have in addition flavoured liquid which includes lemonade and orange.

    The Case For Vaping

    Many smokers make use of vaping because they’re wishing to give up smoking cigarettes. Quitting completely is likely to be a hardship on them, so deciding upon a vape pen like NanoSTIX is easier-not only reserved for their own health but in addition for their financials. For anyone not very bothered about the two of these factors, they can be in all probability vaping as a good hobby, especially with the many flavours already in the market.

    E-cigarettes and Health

    There’s an ongoing debate to the health threats of employing e-cigarettes: can it be healthier than traditional cigarettes? It is a belief that e-cigarettes contain much less toxic chemicals, that makes it a better alternative for smokers attempting to quit the habit. However, there is certainly still not enough research to guide or deny this belief.

    E-cigarette Regulations Around The Globe

    The unsafe effects of e-cigarettes are different from place to place. As an example, countries, for instance, Japan and Thailand have completely banned e-cigarettes, while other countries have no regulations. In Malaysia, even though it is prohibited to showcase e-cigs, the use of e-cigarettes isn’t illegal. The Malaysian government also plans to introduce stricter regulation as time goes on.

    E-cigarettes, Vaping And The Future

    E-cigarette usage is on a rapid global rise. Despite its mixed reputation, their popularity keeps growing among smokers who happen to be looking to wean off the habit. Trying to give up cigarettes? Have an understanding of how NanoSTIX may help you here http://nanostix.com/

  • Innovations in E-Commerce

    Ecommerce site on the run

    E-commerce is just not a complete breakthrough in the market. It’s always fast-growing and highly favored by shoppers who’re trying to find easier and more beneficial ways to shop. One example of a new idea for shopper convenience is OURSHOP, an e-commerce platform that lets shoppers buy duty-free products on the web and lets them get it at the airport or in-flight.

    How OurShop Works?

    At OurShop, customers can browse and spend money on genuine products including fashion pieces, jewelry, beauty products, gadgets, certain foods and a lot more from well established and authorized retailers. Customers can pick to either collect their goods at any particular airport upon arrival or before departure or receive them when they board their AirAsia flight. Almost every successful transaction, customers might also earn AirAsia BIG Points, a few may be used for future purchases.

    How e-commerce benefits the travel industry

    Among the shopping categories found on the OurShop website is travel having a travel essential, books and stationery. In this category, you will find all you need for use on your journeys including electric razors, travel pillows, and toothbrushes. Before boarding a flight, travelers could also purchase books for reading on the plane.


    Beauty and Skincare in Today’s E-Commerce World

    to promote the online shopping experience. While using the power of e-commerce, you can easily order any beauty product throughout the entire world. Many beauty brands have e-commerce websites of their own that allow users to purchase their goods, even if they’re on the other side of the world. The various bath and body goods you may buy online are face masks, lipsticks, and perfumes.

    The relationship between e-commerce additionally, the alcohol industry

    Some of the perks of duty-free shopping are buying alcohol which has a lot less expensive price. Browsing the selections through OurShop enables you to shop at your very own new pace for a more thorough shopping experience. You should buy vodka, wine, whiskey, rum, along with other types of alcohol on the web get them at the airport. Don’t forget to consume responsibly.

    Buying electronics online

    Another region of e-commerce which happens to be popular with consumers is electronic products. That enables you to cameras, headphones, laptops, smartwatches plus more. Years ago, it absolutely was more troublesome for customers to purchase these items online precisely as it was considered as a big purchase. Now, shoppers become more open to buying them when using the e-commerce platform.


    Satisfy your hunger

    For everybody who is scared of getting hungry while waiting at the airport, then order some snacks and foodstuff to munch on with OurShop! Satisfy your cravings with chocolates and snacks, or enjoy a variety of tea and coffee flavors by placing a sale prior to visiting the airport. It is possible to order Ginseng Extract from the website and improve your health.

    E-Commerce is in Fashion

    A giant chunk of e-commerce is dominated by fashion. This is not to neglect this important commodity, OurShop also offers a part for fashion. You don’t require to high-end stores to acquire designer handbags and shoes. Buy them from OurShop, where you could also buy watches, jewelry, and sunglasses at duty-free prices and pick them up conveniently at the airport or in-flight.

    Convenience is the Approach To Taking

    In this digital era, e-commerce triumphs over traditional retail in several ways. It overcomes geographical limitations, it is almost always open for customers, and it is far more convenient. More shoppers are opting for the online platform to perform their shopping and it can certainly be unwise for businesses to pass through a chance to grow their online businesses. Have a look at https://www.ourshop.com/ and shop today!

  • Perks of Having Unlimited Data!

    As many people shift towards having postpaid plans, you’ll see ‘unlimited data plan’ being thrown about quite a lot. Some might think that they won’t need it but in a world that in getting more and more connected and online, you might want to reconsider. Here are some perks that you’d overlook if you have unlimited internet!

    Bring around your favourite entertainment 

    As more and more entertainment services adapt to become streaming media, it’s quite challenging to enjoy your favourite shows or music if you have limited mobile internet. Unlimited data helps apps like Spotify and Netflix to work so you could use them when you’re on the commute home or just simply when you’re relaxing outdoors. Even gamers get to benefit from having unlimited data!

    Never get lost with GPS!

    unlimited data plan DIGI

    If you’re a driver that relies heavily on GPS navigation apps, you should definitely consider getting unlimited internet. These apps often show you the way around your area, as well as feed you other useful info like traffic conditions and best routes to your destination. These apps have become very useful tools in our daily life and having unlimited data ensures that you’ll always find you way.

    Stay connected whenever and wherever you are

    Since many operations and functions in our daily life has been moved online, it’s quite important for you to remain connected. Business owners carry out their operations on-the-go from their mobile devices and some students do their reading and assignments from mobile apps too. Having unlimited internet allows many of us to function and carry about our lives without worry. 


    Being able to stay online and connected gives you a good edge ahead of many people. You’d be more productive, safe and get to do some things easier and on the go! Learn more about how you could get that for yourself here https://www.digi.com.my/shop/postpaid-plans-overview

  • Staying True to our Emperikal Brand

    The Art of Web Advertising by Emperikal

    As Malaysia heads towards a digital economic system by 2020, one thing, sure enough, is businesses started to adopt digital marketing in Malaysia more aggressively. Making use of a great diversity of creative methods to succeed by the online presence, for example, influencer marketing or affiliate marketing in Malaysia, businesses are realizing the extensive benefits and necessity of being online with today’s generation.

    Emperikal is probably among the few agencies who are not surprised at the evolving trend. Malaysians belonging to the ages of 12 to 60 years old are continually web surfing, thanks to the disruption of the net being made accessible and economical just about everywhere. Examples of a highly regarded marketing agency in Malaysia that include Emperikal, know the digital landscape and can deliver meaningful business impact right into a business’s web marketing strategy. Emperikal, a well established full-service digital marketing agency in Malaysia is a great solution for one’s business needs. You’ll receive unparalleled ways to access world-class marketing resources which is available from its other sister agencies. The fact remains, you won’t have trouble to hire the aid of a marketing agency in Malaysia. However, not all of the marketing agencies are the same. Emperikal consistently tops its competitors because it’s a data-driven strategy to helping brands improve their online visibility. Emperikal has established itself and it has developed a well-known reputation as being a reputable digital marketing agency in Malaysia.

    They are diverse in a variety of digital solutions to adjust to the client’s needs with the intention to capture business online. Their solutions are powered by talented groups of data and very creative experts, skilled in utilizing only top of the line software. Discover below about how precisely all of their expert teams manage to produce business enhancing results. Virtually all leading agencies in Malaysia will deliver various digital marketing services that really help to increase a brand’s reach into its audience in effective ways. By far the very prime potential benefits to online marketing have been willing to target your ideal customer and measuring the success of your campaigns. With constant monitoring and tweaking, firms are able to see the ROI through intricate tools and software currently in the market.


    One of the many of the services is content marketing in Malaysia. The professional copywriters are competent in writing impressive and highly engaging content for websites and blogs. Moreover, they’ve been well known because of their SEO packages in Malaysia, by boosting the search engine rankings for plenty of businesses in the nation.

    Another most-sought after digital service in Malaysia is pay per click. In pay-per-click, there are many different digital advertising disciplines like for example programmatic and display. Companies that want an assured return on their investment will pick paid marketing and only the best agencies hold the experience and confidence to acquire returns on your allocated budget. Emperikal is notoriously known to achieve business leads to performance-based marketing methods.

    Social media marketing in Malaysia will most likely disrupt the digital landscape in such a way we’ve never seen before. As more and more brands are paying for Facebook advertising, user engagement with followers could be more important now than in the past. An efficient agency will be able to produce great content that your chosen followers would want to share, and hopefully go viral. Besides Facebook, you may like your brand on Instagram, Twitter, and LinkedIn, because these tend to be the leading social network sites for lots of daily active users.

    Web development in Malaysia has come a long way. Nowadays, a website must be mobile responsive and fast-loading if it desires to remain competitive. Should you be looking to thrill your future prospects, a normal text HTML website will no longer cut it. Therefore, it is paramount to use a reliable web design company in Malaysia that will give your finished website that crisp and polished look. Besides aesthetics, you will also want your webpage to be functional along with add-ons for example payment gateway, loyalty program, and information database.

    As mentioned previously, digital marketing offers the ultimate benefit that traditional marketing doesn’t provide so easily. This is the measurement of performance. Through tracking tools, for instance, Google Analytics, data analysis provides valuable insights for businesses to make a better judgment with their next strategy. The analytics team at Emperikal are professionally trained and licensed to recommend changes for garnering more conversions, which may include changes to UX design and UI for encouraging the desired action out of your customer on your site.

    Emperikal has raised the bar for the internet marketing industry in Malaysia and will definitely always shoot for excellence. To get a career in digital marketing, look into the digital marketing jobs on the Emperikal website and phone us today!

  • Secure Your Golden Years With A Retirement Scheme!

    When it’s time for you to live the workforce, you’d want to live and relax after years and years of service. Investing in a private retirement scheme is an excellent way to ensure that! Here are 3 ways how a retirement scheme could secure your finances for your future better!

    Extra financial security 

    In Malaysia, we have a federal compulsory savings plan called Employees’ Provident Fund (EPF). While this initiative helps people to save some of their income for the future, rise in living costs and an increase in life expectancy might require more money. A retirement scheme helps supplement this since it builds upon the amount of savings that you already have from the EPF.

    retirement scheme RHB

    Flexible and convenient 

    Many scheme providers aren’t rigid with their policies. You could choose to get funds and tenures that best suit your investment and financial needs. A private scheme is also a lot more convenient than you think. These days, buying in is as simple as filling a form online, and monthly contributions can be automated, so you need not hassle with missing payments. 

    Low entry requirements

    Unlike the EPF where there is a rate set by the Ministry of Finance, private retirement schemes often come with easy and low entry requirements. There’s always a minimum contribution upon entry as well as subsequent payments, but the amount you choose to put in is entirely up to you. This easy and relaxed approach is what makes these schemes so attractive to people like freelancers or entrepreneurs. 


    It’s essential to plan ahead for your future. When it’s time for you to relax and take it easy, it’ll help if you already your financial needs covered. To live your golden years worry and stress-free, invest in a retirement scheme today! Have a look at the plans that RHB has to offer you here https://www.rhbgroup.com/personal/investment/private-retirement-scheme/index.html 

  • RHB Bank’s Banking Services: Credit Card & A whole lot more

    RHB Bank Preparing to Lead the National Financial Markets

    Speaking of RHB Bank, we do know that they’re now one of the top five banks in Malaysia. Knowing the potential of foreign markets with the South East Asia region, they have expanded their horizons and entered Hong Kong, Laos, Cambodia, Myanmar, Thailand, and plenty of other countries. Feeling the need to provide more value, RHB Bank has begun to present many different kinds of financial services to businesses and individuals.

    Individuals and firms have the freedom to create their savings and current account with RHB Bank easily and get highly competitive monthly interest as they transfer money into their accounts. Whenever they would like to make any transactions online, they’re now able to easily utilize internet banking services, RHB Now. For offline transactions, they’ll be able to access the ATM & CDM machines as well as MEPS ATM quickly for withdrawal.

    As the Bank sees the change of trend from the traditional purchasing method by cash to an online purchase, they discovered that there’s also an increasing demand from customers for credit cards. Depending on the outcome from studies conducted that represents the public’s increasing acceptance towards online purchases, it is proven that offering credit card solutions has become the main strategy RHB Bank really needs to be pushing forward-and they did just that.

    RHB Bank

    Knowing there’s an urgent need to close the supply and demand gap, the Bank took yet another leap forward to offer a value-added credit card scheme that gives cashback and lots of other benefits the account holder can enjoy when they go along the way.

    For small business owners and organizational entities, RHB Bank is providing corporate banking facilities. They’ll be able to engage with the Bank either for investment banking or even to make business loans. In the event the customers are interested, they even can sign up for RHB Bank’s online cash management services.

    It is evident that small-medium enterprises are some of the customers which may possibly enjoy the maximum benefit, particularly when it is possible for them to make applications should extra revenue is necessary to scale the business. Additionally, retails solutions also are provided to SMEs who might need it.

    Nonetheless, RHB Bank hasn’t ever overlooked the demand for Islamic banking facilities. In Malaysia, Syariah-compliant products and services are highly demanded. Therefore, products and services such as wealth management, unit trust, Islamic treasury, and corporate banking are specially formulated to ensure that all transactions follow the Syariah requirement.

    A huge 24 annual brand value growth has most certainly been seen by the Bank in 2016, which places them as amongst the top five domestic banking players. Seeing the future market growth potential, RHB Bank has equipped itself with more rigorous and effective tactics to further grow its value and share of the market in the long term.